About
Informativ provides a SaaS platform for dealers that combines fraud prevention, compliance, credit reporting and customer insights into an end-to-end deal engine. The platform uses multi-layered fraud detection technology to verify and validate identities, supports hard and soft pulls from all bureaus, and includes compliance software to help fulfill FCRA and FTC Safeguards Rule obligations. Product components named in the record include SmartPencil (an automated first‑pencil lending scenario engine) and Verified Stips (an automated stipulation verification engine for income, employment, insurance and residence). Informativ also offers a mobile app to scan driver’s licenses for ID fraud and to send secure links for compliant credit inquiries and buyer/co-buyer data collection.
Related Vendors
Truepic Vision offers trustworthy virtual inspections designed to help businesses verify the authenticity of visual content. By providing instant inspection results, it aids in fraud prevention and detection, allowing organizations to make faster and more confident decisions. Truepic's technology ensures claims can be validated instantly, reducing the risk of fraudulent activities. This solution is particularly impactful for industries that require reliable verification processes, enabling businesses to disperse draws faster while maintaining trust in their visuals.
ThreatMark is committed to revolutionizing fraud prevention through their Behavioral Intelligence Platform. This platform intercepts deceptive schemes, protects customers from scams, and mitigates financial fraud via proactive defenses against phishing attacks. It offers solutions to prevent unauthorized access and safeguard customer accounts, identify money mule accounts, and detect new account fraud using advanced behavioral biometrics. ThreatMark balances security with user experience and supports ongoing monitoring to combat fraud. With embedded GenAI scam detection, it provides expert insights for accurate detection with fewer false positives.
FICO is an analytics company specializing in fraud detection and prevention solutions. Their offerings include the FICO Focused Foundation Model, which utilizes alternative data for predictive risk scoring to aid lenders in improving credit access. FICO Scores are widely used by top US lenders for credit risk assessments. The company leverages machine learning and artificial intelligence to enhance decision-making, optimize customer portfolio management, and ensure accountability and ethics in AI applications. FICO's tools allow businesses to swiftly process complex data to enhance profitability and customer relationships.