About
Informativ provides a SaaS platform for dealers that combines fraud prevention, compliance, credit reporting and customer insights into an end-to-end deal engine. The platform uses multi-layered fraud detection technology to verify and validate identities, supports hard and soft pulls from all bureaus, and includes compliance software to help fulfill FCRA and FTC Safeguards Rule obligations. Product components named in the record include SmartPencil (an automated first‑pencil lending scenario engine) and Verified Stips (an automated stipulation verification engine for income, employment, insurance and residence). Informativ also offers a mobile app to scan driver’s licenses for ID fraud and to send secure links for compliant credit inquiries and buyer/co-buyer data collection.
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