Expert perspectives on application security, compliance, and emerging threats
Cryptography and Key ManagementThe 2030 post-quantum cryptography deadline isn t far off. President Trump moved it forward from 2035, and if you re treating this as a future problem, you re already behind. The White House quantum s
Network and Software SecurityYou can t just patch your way out of software risk. By the time a CVE hits your inbox, the vulnerability has been sitting in your code for months, maybe even years. If your security program still trea
Fraud Detection AnalyticsThe Question at Hand When PayPal s scam-filtering systems went down, German banks blocked more than $11.7 billion in direct debits. This incident raises a question your team probably debates: should y
Authentication and Access ControlThese questions come from authentication working groups, fraud team Slack channels, and implementation calls I ve been part of over the past six months. The conversation usually starts with our CISO w
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Cryptography and Key ManagementThe Growing Quantum Threat The payments industry is on the brink of a cryptographic crisis driven by advances in quantum computing. While no breach has occurred yet, regulators worldwide are mandating
Authentication and Access ControlIf EMVCo adopts its verifiable digital credential framework as a standard, you ll need a policy for accepting, validating, and processing these credentials at checkout. This template provides a starti
Cryptography and Key ManagementThe 2030 deadline isn t hypothetical anymore. NIST will complete its critical systems migration by the end of next year, setting the pace for everyone else. If you re responsible for securing cardhold
Network and Software SecurityYou ve received a CVE notification. Your application uses the affected library, and exploitation code is already circulating. You need to decide: do you deploy compensating controls immediately while
Network and Software SecurityThe time between vulnerability disclosure and exploitation is shrinking. When a CVE hits your inbox, you re not just up against manual reconnaissance anymore. Automated scanning tools can identify exp
AML and KYCTD Bank s $3 billion penalty for Bank Secrecy Act violations wasn t due to a single oversight. It stemmed from maintaining a static KYC program in a world where customer risk evolves daily. If you re
Fraud TypologiesNacha s fraud monitoring rules take effect next year, raising a critical question: when should you catch fraud? The framework requires risk-based monitoring for all ACH transactions, including traditi
Fraud Detection AnalyticsFraud teams have been dissecting the New York State lawsuit against Zelle and Early Warning Services. This case has sparked many questions in internal reviews, vendor calls, and compliance check-ins.
AML and KYCSwitzerland s consideration of joining the International Anti-Corruption Coordination Centre (IACCC) isn t just diplomatic positioning. It s a signal that bilateral information-sharing agreements and
Network and Software SecurityA software glitch in split-tender refund processing allowed criminals to steal over $1.5 million by exploiting a retailer s POS system. The flaw re-credited the first card when the second refund faile
Cryptography and Key ManagementThe Challenge Between October 30 and December 15, the PCI Security Standards Council opened an RFC period for PCI PTS HSM v5.0. For organizations managing HSM infrastructure, this wasn t routine maint
Cryptography and Key ManagementOverview Between November 24 and January 9, the PCI Security Standards Council opened its second request for comments on the PCI Key Management Operations v1.0 Standard. This draft consolidates crypto
