Current analysis on payment security, fraud prevention, AML/KYC, and PCI DSS compliance.
Cryptography FundamentalsThe Challenge Your white-box cipher implementation is part of a payment application, designed to protect cryptographic keys in an environment where attackers control the host. You ve fortified it agai
Chargebacks and DisputesFriendly fraud now accounts for 43.8% of all chargebacks, according to Chargebacks911 s 2026 Field Report . Nearly half of the disputes involve cardholders who received what they ordered but still fil
AML and KYCWhat Happened Between 2017 and 2019, the Basel Committee on Banking Supervision finalized a major overhaul of global banking regulation with Basel III reforms. The Group of Central Bank Governors and
AML and KYCThese questions started showing up in our Slack channels right after the Anti-Money Laundering Act of 2020 took effect. Compliance officers and payment security engineers were suddenly dealing with ne
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AML and KYCYou ve been told to implement AI for AML. Your executive team wants automation. Your regulator expects risk-based monitoring. But nobody s handed you a step-by-step plan that connects the Bank Secrecy
AML and KYCYour compliance team runs watchlist screening on every new customer. You ve documented your procedures and trained your staff. Yet, OFAC violations keep happening, with penalties reaching up to $250,0
AML and KYCYour AML compliance program needs a written policy that works across borders without requiring separate documents for each regulator. This template provides a structure that satisfies Bank Secrecy Act
AML and KYCThe Conventional Wisdom Many believe that buying advanced AML compliance software will improve fraud detection. Vendors promise that automating transaction monitoring , flagging suspicious patterns, a
Regulations and StandardsWhen the US removed Syria from the state sponsors of terrorism list, Visa and Mastercard completed their first international card transactions in the country. For payment companies considering similar
Vulnerability and Software SecurityThe Justice Department and FBI recently dismantled platforms used by Chinese state-sponsored hackers to infiltrate critical U.S. infrastructure. An affidavit reveals over 300 U.S. organizations were c
Regulations and StandardsThe OCC has shifted focus, encouraging you to manage real threats over perfect documentation. But your audit trail still matters. The Office of the Comptroller of the Currency revised PPM 5310-3 and P
AML and KYCScope This guide focuses on the layering stage of money laundering, where illicit funds are moved through complex transactions to hide their origin. You ll find requirement breakdowns, detection frame
AML and KYCYour compliance team needs a standardized way to collect and verify beneficial ownership information. This script guides your frontline staff through the identification and verification process requir
Cryptography FundamentalsThe Challenge A proposed lightweight 128-bit blockcipher called MERIDIAN was evaluated as an alternative to AES for resource-constrained environments. The designers claimed it offered adequate securit
AML and KYCYour team processes thousands of transactions daily. Somewhere in that flow, criminals are converting illicit funds into seemingly legitimate balances, and your current tools probably can t see it hap
AML and KYCYour team secured a budget for an AI-powered transaction monitoring system. Six months later, you re drowning in false positives, your analysts are ignoring alerts, and your examiners are asking why y
